Apple Pay Cash, Circle Pay, Facebook Payments, Google Pay, PayPal, Cash App, and Zelle all let you settle up with other people. There are plenty of other choices for paying your friends directly, however. Probably the most buzzworthy mobile payment option is peer-to-peer payments, as exemplified by Venmo. Facebook Messenger lets you pay contacts in chat conversations. Zelle is often integrated into your bank's app. With Apple Pay, in-store payments are built into the Wallet app, and person-to-person payments happen inside the Messages app. Some of these services don't even require you to install a separate app. We handle our smartphones all day, so it only makes sense to use them to make payments, too (or lend a buddy cash or buy yourself lunch). Digital transactions have become commonplace, so you no longer need to comb through your pockets to draw and hand over germ-saturated bills and credit cards. Fortunately, we have the ever-expanding field of digital payment solutions to thank for these hands-off alternatives. Read our editorial mission (Opens in a new window) & see how we test (Opens in a new window).Ĭashless and contactless interactions have seen a dramatic upswing in this virus-riddled, health conscious future we’ve created for ourselves. Since 1982, PCMag has tested and rated thousands of products to help you make better buying decisions.
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